Bookkeeping & Accounting for Tradies Australia

Accounting and Financial Advisory for Tradies

Let Oyster Hub remove your administrative hassle, so you can get back to what matters most - your clients.

Your Tradie Business, Our Expertise

We know your time is precious and your focus should be on delivering top-notch trade services to your clients. Running a successful trade business requires more than just skilled hands and dedication, it requires support.

We offer a comprehensive one-stop solution for accounting, taxation, payroll, and business advisory services, allowing you to focus on your core business without being bogged down by reporting and administrative burdens. “Save 50+ hours per month on admin tasks”

Discover how Oyster hub’s vision is shaping the future of small business success.

Tailored Services for Tradies

Tradies who are sole traders or contractors are essentially self-employed. Because they are running their own business, trade service business owners are responsible for ensuring that all of their financials are done correctly and on time.

There are many different financial duties that tradies need to take care of. Below are a few accounting and financial related tasks that we can help with.

Keep the existing 4-step process
Add success metrics (“85-87% debt reduction achieved”)
Include emergency/urgency visual elements

Maintain the tax refund review process
Add tradie-specific tax deduction highlights
Include compliance calendar visual

Emphasise the “traditional vs modern” comparison you already have
Add cloud software logos (Xero, QuickBooks, MYOB)
Include automation benefits

Keep the existing lending process
Add equipment finance visuals
Include approval rate statistics

Rescue Tax Accounting Services: Emergency Help for Professional Business Owners

At every stage of your business & personal journey, we focus on finding your pearl so you can enjoy doing things you love the most

Directors Penalty Notice

Protect yourself from personal liability when your company faces ATO debt challenges.

Tax Debt Negotiation

Secure significant debt reductions through expert ATO negotiations

Second Opinion on Tax

Get independent expert analysis to ensure you’re making the right tax decisions

Business Growth Advisory

Transform your financial challenges into strategic opportunities

Rescue Due Diligence

The first thing we’ll do is listen, so get in touch

Explore your Rescue Tax Solutions with a free discovery call

Accounting & Advisory Services

Behind on ATO lodgments, chased by the ATO, and buried in paperwork with an unresponsive accountant? Our rescue tax accounting service is tailored to your unique needs, eliminating stress from overdue lodgments and mountains of paperwork.

Guidance on business structure & registration.
Initial financial setup.
Building a strong foundation for growth.

Expert tax preparation and filing.
Maximising returns and deductions.
Ensuring full ATO compliance.

Accurate and up-to-date financial records.
Stress-free payroll processing.
Timely and precise financial reporting.

Strategic financial planning.
Performance analysis and insights.
Tailored plans to achieve growth.

High-level financial strategy.
Budgeting and forecasting.
Profitability analysis.

Software We Work With Visit Our Offices

Why Choose Oyster Hub

Deep Industry Knowledge

We specialise in NDIS, construction, eCommerce, and professional services with real operational experience through our own businesses.
Our team understands industry-specific compliance requirements, seasonal patterns, and unique challenges that generic accountants miss.
We provide relevant strategic advice based on deep market knowledge and proven results across your specific sector.

Comprehensive Service Offering

From business rescue and tax debt negotiation to growth advisory and Virtual CFO services, we handle all your financial needs under one roof.
Our integrated approach combines compliance, advisory, and strategic planning to deliver holistic business solutions.
We offer specialised services including our $990 Rescue Due Diligence and No Win No Fee business restructuring that others can’t match.

Technology-Driven Efficiency

Our cloud-based platform provides real-time financial visibility with automated reporting and seamless integration across all major accounting software.
We eliminate manual processes through AI-powered data entry, automated reconciliations, and digital workflow systems that save you 50+ hours monthly.
Our technology stack enables superior service delivery whether you’re local or anywhere across Australia.

Award-Winning Expertise

Our team holds multiple industry awards including Business Advisory Firm of the Year 2025, CFO of the Year 2021, and Not-For-Profit Accountant of the Year 2025.
We’ve achieved a 91% ATO approval rate and negotiated over $10 million in debt reductions for clients across Australia.
Our proven track record includes 7+ years of exceptional results, 90% client retention rate, and recognition as industry leaders.

Deep Industry Knowldge

7+ years serving South Australian businesses. Specialised expertise in local industries. Understanding of Adelaide market dynamics

Explore the latest news & insights

Stay connected and informed! Dive into our recent articles, upcoming events, and impactful community initiatives. We’re dedicated to more than just numbers – we’re committed to sharing valuable insights, participating in key industry happenings, and actively contributing to the well-being of our community and beyond. Explore how we’re making a difference, both in and out of the office.

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Frequently Asked Questions

1. What accounting services do you provide specifically for tradies and contractors?

We specialise in comprehensive accounting services for tradies including job costing, progress billing, subcontractor payments, equipment depreciation, WIP (Work in Progress) reporting, and compliance with construction industry awards. Our services are designed specifically for the unique challenges trades businesses face.

Our tradie accounting covers GST on construction services, retention management, cash flow optimisation between jobs, equipment financing advice, and strategic tax planning for seasonal income variations. We understand the construction industry’s payment cycles, subcontractor relationships, and regulatory requirements that generic accountants often miss.

2. How can accounting help tradies save 50+ hours per month on admin tasks?

Our automated systems handle invoicing, expense tracking, bank reconciliations, BAS preparation, and payroll processing, eliminating manual paperwork and data entry. We integrate with job management software and banking systems to streamline your financial administration completely.

By outsourcing your accounting to specialists, you eliminate time spent on bookkeeping, tax compliance, invoice chasing, and financial reporting. Most tradies save 10-15 hours weekly on admin tasks, allowing you to focus on billable work, customer service, and business growth instead of paperwork.

3. What is rescue tax accounting and how does it help tradies in financial trouble?

Rescue tax accounting is our specialised service for tradies who are behind on BAS lodgments, have ATO debt, or are facing Director Penalty Notices. We systematically catch up your overdue paperwork, negotiate with the ATO, and implement systems to prevent future compliance issues.

Our rescue process includes immediate ATO communication to stop penalties, priority lodgment of overdue returns, debt negotiation achieving 70-85% reductions on average, and cash flow restructuring to get your trade business back on track. We’ve helped hundreds of tradies avoid business closure through strategic intervention.

4. How do you handle job costing and progress billing for construction projects?

We provide detailed job costing systems that track materials, labor, subcontractor costs, and equipment usage per project. Our progress billing ensures you’re paid correctly for work completed, managing retention amounts and variation claims professionally.

Our job costing includes real-time profitability analysis, budget vs actual reporting, and early warning systems for projects going over budget. We handle complex progress claims, retention releases, and final account negotiations, ensuring you maximise profitability on every job while maintaining cash flow.

5. What payroll services do you offer for tradies with employees and subcontractors?

We manage complete payroll for tradies including award wage calculations (Building and Construction Award), overtime rates, allowances, superannuation, and Single Touch Payroll reporting. We also handle contractor vs employee determinations and subcontractor payment systems.

Our payroll services cover apprentice wage progressions, site allowances, travel time calculations, and compliance with modern awards. We ensure proper classification of workers, manage ABN verification for subcontractors, and handle all ATO reporting requirements including contractor payment summaries.

6. How do you help tradies with equipment purchases and depreciation?

We provide strategic advice on equipment purchases including timing for tax benefits, instant asset write-offs, and depreciation strategies. Our guidance covers lease vs buy decisions, GST implications, and cash flow management for major equipment investments.

Equipment depreciation services include asset registers, depreciation schedules, disposal tracking, and optimisation of tax deductions. We help tradies maximise instant asset write-offs (currently $20,000), plan equipment upgrades for tax efficiency, and structure purchases to optimise cash flow and tax outcomes.

7. What GST and BAS services do you provide for construction businesses?

Construction GST services include margin scheme calculations, mixed supply determinations, input tax credit optimisation, and quarterly BAS preparation. We handle complex GST scenarios like residential vs commercial construction, renovation vs new builds, and owner-builder transactions.

Our BAS services ensure accurate GST reporting, maximise input tax credits on materials and equipment, handle PAYG instalments based on seasonal income, and provide cash flow forecasting for quarterly obligations. We also manage GST audits and disputes specific to construction industry challenges.

8. How do you handle cash flow management for seasonal trade businesses?

We provide 13-week rolling cash flow forecasts, seasonal budgeting, and payment term optimisation to manage the irregular income patterns common in trades. Our cash flow management includes invoice factoring advice and working capital solutions for growth periods.

Cash flow services include progress payment scheduling, retention release tracking, seasonal expense planning, and equipment purchase timing. We help tradies prepare for quiet periods, manage cash during busy seasons, and optimise payment terms with suppliers and customers for steady cash flow.

9. What tax planning strategies work best for tradies and contractors?

Tax planning for tradies includes income smoothing strategies, equipment purchase timing, business structure optimisation, and maximising deductions for tools, vehicles, and home office expenses. We provide year-round tax advice, not just at tax time.

Our tax strategies cover timing of income recognition, prepayment of expenses, superannuation contributions, family trust distributions, and asset protection planning. We help tradies minimise tax through legitimate strategies while ensuring full compliance with ATO requirements and industry-specific rules.

10. Do you provide accounting services for tradies across all Australian states?

Yes, we provide specialised tradie accounting services Australia-wide through our cloud-based platform. We understand state-specific requirements including payroll tax thresholds, workers compensation, and licensing obligations across all states and territories.

Our multi-state expertise covers interstate project compliance, different state award rates, payroll tax grouping for businesses operating across borders, and state-specific licensing and insurance requirements. Whether you’re a local tradie or operate nationally, we ensure compliance everywhere you work.

11. How do you help tradies with ATO debt and Director Penalty Notices?

We specialise in ATO debt resolution for tradies, achieving average debt reductions of 70-85% through penalty remissions, payment plans, and strategic negotiations. Our immediate response service handles Director Penalty Notices within the critical 21-day deadline.

Our ATO debt services include emergency compliance lodgments, penalty remission applications, realistic payment arrangements, and ongoing compliance to prevent future debt. We’ve negotiated millions in debt reductions for tradies, often preventing personal director liability and business closure through strategic intervention.

12. What makes Oyster Hub different from other accountants for tradies?

We’re industry specialists with deep construction and trades expertise, not generalists trying to serve everyone. Our team includes award-winning professionals (CFO of the Year 2021, Business Advisory Firm of the Year 2025) with proven results in the trades sector.

Our differentiators include specialised job costing systems, construction industry award expertise, equipment financing knowledge, and proven business rescue capabilities. We understand tradie cash flow challenges, seasonal variations, and growth opportunities that generic accountants miss, delivering better outcomes for your trade business.

Awards In Recognition & Media

At Oyster Hub, our team and co-founders are driven by a shared mission: to be partners in the life journey of small business owners , helping them find their pearl. Our team have won awards and been featured in various industry publications and news media for being an impact-based accounting firm.