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Book a Free Rescue Tax Assessment

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DROWNING IN ATO DEBT? DON’T GUESS. RESET WITH A PLAN.

100+ Businesses Rescued | $10M+ Saved 90% Retention The Business Health Check That Could Save You $50,000+ This Year

Discover Hidden Profit Leaks, Tax Risks & Growth Blockers Before They Cost You Everything
Get Your Free Health Check
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  • Problem Agitation

Is Your Business Healthy Or Heading For A Crisis?

You’re not alone. Every week, business owners just like you come to us feeling trapped, overwhelmed, and out of options. But here’s what most accountants won’t tell you
  • Cash flow gaps causing sleepless nights and stress
  • ATO debt building silently in the background
  • Profit leaks from untracked expenses and waste
  • Payroll tax exposure you don't know about
  • Unreconciled Native Title payments and trust accounts
  • Payroll tax exposure from member vs employee classification
  • Single Touch Payroll (STP) compliance gaps
  • Superannuation guarantee shortfalls
  • Business Debt

There Is A Way An Audit Starts With Your NDIS Business

Before you can fix your business debt crisis, you need three things: Complete visibility of your true financial position (not just what the ATO says you owe) A strategic rescue plan tailored to your specific situation—not generic advice Expert negotiation with the ATO that protects your assets and buys you time

Cash Flow Stress

You're making sales but constantly stressed about cash flow. Money comes in, but somehow there's never enough to pay yourself properly, invest in growth, or build a buffer. You're one bad month away from crisis.

Tax Surprises

Your accountant tells you what you owe but never helps you plan ahead or minimize your tax legally and strategically.

 No Clear Direction

You're working harder than ever but can't see a clear path to the next level. Y. You're flying blind and hoping for the best.

Financial X-Ray

1. Complete cash flow analysis and forecasting
2. Profit margin breakdown by product/service
3. Hidden cost identification and elimination

Compliance & Risk Audit

1. ATO compliance check (GST, PAYG, super)
2. Payroll tax exposure assessment
3. Single Touch Payroll (STP) review

Ready To Get Complete Clarity On Your Business Health?

Book Your Free Assessment

From Crisis to Clarity in Just 7 Days

We keep things simple and transparent:

1. Book Your $990 Report (Today)

  • Quick online booking or 15-min discovery call
  • Secure payment via Ignition
  • Secure payment via Ignition

2. Document Collection (Days 1-2)

  • Simple checklist provided
  • Upload via secure portal
  • Our team handles the heavy lifting

3. Deep Analysis (Days 3-5)

  • Our specialists analyze your financials, ATO records, and legal exposure
  • We identify every opportunity for debt reduction and asset protection
  • We build your custom rescue strategy

4. Strategy Presentation (Day 7)

  • 60-minute video call with Adarsh and your case manager
  • Walk through your complete report
  • Answer all questions, discuss next steps
  • No pressure—you decide if you want to proceed

5. Implementation (Optional)

  • If you proceed, the $990 is fully credited
  • We execute your rescue plan immediately
  • You get a dedicated case manager and weekly updates
Start Your 7-day Rescue Plan
  • Financial Survival

Why Business Owners Trust Oyster Hub With Their Financial Survival

85-90%

ORIC Compliance Success Rate

91%

ATO Debt Approval Rate

$500K+

Secured for Aboriginal Communities

90%

Client Retention Rate
  • Proof Section

Real Results: $750K Saved Through DGR Transformation

BEFORE:

  • Creditors : $857k
  • Cash Flow: $85k/month
  • Status : Insolvent

AFTER:

  • Creditors : $128k (15¢ on the Dollar)
  • Debt Saved: $728k
  • Status : Trading Solvently
Get Your $990 Assessment
  • Business

How We've Helped Businesses Just Like Yours

Landscaping

A modern, responsive website that increased engagement and conversions

Portraits

A modern, responsive website that increased engagement and conversions

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A modern, responsive website that increased engagement and conversions

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A modern, responsive website that increased engagement and conversions

Awards In Recognition & Media

At Oyster Hub, our team and co-founders are driven by a shared mission: to be partners in the life journey of small business owners , helping them find their pearl. Our team have won awards and been featured in various industry publications and news media for being an impact-based accounting firm.
View Awards

Not-For-Profit Accountant of the year 2025

Understanding the super payment due dates is crucial for every employer in Australia.Understanding the super payment due dates is crucial for every employer in Australia.
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Business Advisory Firm of the Year 2025

Understanding the super payment due dates is crucial for every employer in Australia.Understanding the super payment due dates is crucial for every employer in Australia.
Learn More

Accounting Consultant of the Year 2025

Understanding the super payment due dates is crucial for every employer in Australia.Understanding the super payment due dates is crucial for every employer in Australia.
Learn More

Chief Financial Officer of the Year 2021

Understanding the super payment due dates is crucial for every employer in Australia.Understanding the super payment due dates is crucial for every employer in Australia.
Learn More

Community Impact

Creating positive change through every transaction and decision.
Learn More

Our Media

Get to know us more
Learn More

Capacity Statement Download

Get to know us more
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Our Expertise is Frequently Cited by Industry Leaders

  • Situation

Is The ACCO Due Diligence Right For Your Corporation?

if you’re in the ✅ column, this report could be the turning point for your business. Let’s get started.

Who Needs An ACCO Due Diligence?

  • ACCOs facing ORIC compliance examinations or investigations
  • Corporations at risk of special administration or external control
  • ACCOs with ATO debt, payroll tax disputes, or cash flow issues
  • Corporations preparing for major grant applications (NIAA, IAS)

What The ACCO Due Diligence Includes

  • Complete CATSI Act and ORIC compliance audit
  • Rule book review and cultural governance alignment
  • Financial health and Native Title account review
  • ATO and payroll tax exposure analysis
  • SERVICES WE OFFER

Measurable Impact

“I’ve ended up saving 85% on tax, which is over a hundred thousand dollars last year in regards to tax by just simply engaging them. They set me up with the right pay slips, helped me out with my super, and also helped me get on track with setting up payment plans.”
Picture of Declan Marshall

Declan Marshall

Director, Marshall Plumbing and Roofing

  • FAQ

Frequently Asked Questions

1. What is cloud-based bookkeeping and how does it benefit my small business?
Cloud-based bookkeeping stores your financial data securely online, accessible from anywhere with internet access. Unlike traditional desktop software, cloud bookkeeping provides real-time financial insights, automatic backups, and seamless collaboration with your accounting team.
Benefits include 24/7 access to your financial data, automatic software updates, reduced IT costs, enhanced security with bank-level encryption, and real-time reporting. You can check your cash flow, approve invoices, and monitor business performance from your phone, tablet, or computer anywhere in Australia.
Single Touch Payroll is mandatory for all Australian employers and reports salary, wage, and superannuation information to the ATO in real-time each pay run. This replaces annual PAYG payment summaries and streamlines your reporting obligations.
We handle all STP compliance including employee onboarding, pay event reporting, finalisation declarations, and year-end processing. Our automated system ensures every pay run is reported correctly and on time, eliminating ATO penalties and reducing your administrative burden.
Australian employers must pay superannuation guarantee (currently 11.5%) for eligible employees earning over $450 per month. Payments must be made quarterly by the 28th of the following month to avoid penalty charges.
We manage your entire super process including fund selection, contribution calculations, quarterly payments, employee choice forms, and compliance reporting. Our automated system tracks all obligations and ensures timely payments, protecting you from superannuation guarantee charges and ATO penalties.
Bank reconciliation should be completed monthly, ideally within the first week of each new month. This ensures your cash flow is accurate, identifies discrepancies early, and maintains clean financial records for tax and business decision-making.
We perform detailed monthly bank reconciliations, matching every transaction between your bank statements and accounting records. This process identifies missing transactions, bank errors, and ensures your reported cash position is accurate for informed business decisions.
Business Activity Statement (BAS) preparation includes calculating GST collected and paid, PAYG withholding, PAYG instalments, and other tax obligations. Lodgment deadlines are typically the 28th of the month following each quarter for quarterly reporters.
We handle complete BAS preparation including transaction review, GST calculations, instalment adjustments, and electronic lodgment. Our process includes pre-lodgment reviews to maximise refunds and minimise payments, plus penalty remission applications if needed.
Automated data entry uses OCR (Optical Character Recognition) and AI to extract information from receipts, invoices, and bank statements directly into your accounting software. This eliminates manual typing and reduces data entry errors by up to 95%.
We process receipts, supplier invoices, bank statements, credit card statements, and expense claims automatically. Documents can be uploaded via mobile app, email, or direct software integration, with intelligent categorisation and coding applied based on your business rules.
7. What does full-service payroll processing include?
Full-service payroll processing includes calculating wages, taxes, and deductions; managing employee leave balances; processing superannuation; handling award interpretations; and ensuring compliance with Fair Work regulations and modern awards.
We manage your entire payroll cycle including timesheet processing, leave calculations, tax withholding, superannuation contributions, STP reporting, and employee pay slip distribution. Our service covers all award types including SCHADS, Building and Construction, and Hospitality awards.
We maintain a comprehensive compliance calendar tracking all your ATO obligations including BAS lodgments, income tax returns, FBT returns, payroll tax, and industry-specific requirements. Our system provides automated reminders and pre-lodgment reviews.
Our compliance process includes monthly reconciliations, quarterly BAS preparation, annual tax planning, and ongoing ATO correspondence management. We also handle audit support, penalty remission applications, and keep you informed of changing tax legislation affecting your business.
We work with all major accounting platforms including Xero, MYOB, QuickBooks, and MYOB Advanced. We’re certified consultants across these platforms and can recommend the best fit for your business size, industry, and growth plans.
Data migration is included in our setup process. We transfer your historical transactions, customer and supplier details, chart of accounts, and payroll information from your existing system. The migration typically takes 2-3 business days with full testing before go-live.
Our bookkeeping and payroll services start from $199 per month for basic packages, scaling based on transaction volume, number of employees, and complexity. We offer transparent fixed-fee pricing with no hidden costs or hourly rate surprises.
Pricing includes cloud software licenses, unlimited support, monthly reporting, BAS preparation, and payroll processing. Most clients save 15-20 hours per month on financial administration, often making our services cost-neutral when considering the value of your time.
Yes, we manage payroll across multiple locations, states, and award classifications. Our system handles different state payroll tax obligations, workers compensation requirements, and location-specific award rates automatically.
We process payroll for businesses operating across Australia, managing interstate payroll tax registrations, different award rates by location, and consolidated reporting. Our multi-location expertise includes franchises, construction companies, and service businesses with distributed teams.
We carry professional indemnity insurance and take full responsibility for any errors in our work. Our quality assurance process includes multiple review stages, but if errors occur, we correct them immediately at no cost and handle any resulting ATO or employee issues.
Our error resolution process includes immediate correction, ATO correspondence if required, employee communication for payroll errors, and system improvements to prevent recurrence. We also provide penalty protection and will cover any costs resulting from our errors.