Asset and Equipment Finance

Rev up your business growth with Equipment and Asset Finance

Equipment and Asset Finance is a smart funding solution for small business owners seeking to acquire valuable equipment needed to operate and grow business without tying up a large amount of capital in a single purchase.

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Unlock Your Business's Potential with Our Asset Finance Expertise

Without access to equipment and asset finance, businesses may struggle to purchase the equipment they need to operate and grow. This can impede the progress of the business and hinder its ability to achieve its full potential.

With our expertise in asset finance, we can help businesses navigate the complex process of obtaining financing for their equipment and assets.

Explore our practical and effective Asset and Equipment Finance

When it comes to financing assets for your business, choosing the right option is crucial. Our practical and effective financial solutions of providing valuable insights and ensuring that you select the option that best suits your business needs will help in scaling up your business. 

The Choice Is Yours

We are committed to providing our clients with the best Asset and Equipment finance available, regardless of how they choose to buy.

Bad Credit? Don’t Worry

We can help people with bad credit gain car finance approval with competitive interest rates.

100% Finance Available

We have access to the most competitive rates and terms, so you can make the most of your budget.

Let us help you secure the equipment for your business growth

Our team of finance experts specialises in helping small businesses secure financing for a wide range of equipment and assets, including vehicles, heavy machinery, technology, and office equipment. Whether you’re just starting out or looking to expand your operations, we can help you secure the equipment you need to achieve your business goals.

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FAQ - Asset & Equipment Finance

Tax planning is not an end of the year process rather on a continued proactive basis to help you diagnose the source of extra tax payments and in turn facilitate in putting more tax savings in your back pocket. Here are 4 key ways to save more on tax.

Choosing the right type of asset finance can help save you time and money to invest in growing your business. It can also lower the risk of owning outdated equipment and provide you with a variety of tax outcomes.

Oysterhub caters to a wide range of asset financing needs, including vehicles for commercial and personal use, heavy machinery, and shop fit-outs.

This type of financing allows you to lease and utilise an asset until the final payment is made, at which point ownership of the asset transfers to you. You have the flexibility to customise payment options based on your cash flow requirements to assist in managing your finances.

When it comes to acquiring plant, equipment, and vehicles for your business, you have the option to either lease or buy.

Leasing allows for flexibility to upgrade, but may have usage restrictions. Buying, on the other hand, provides ownership, with financing options available, but requires a greater commitment and offers more freedom for customisation.

If you use a motor vehicle for your business and are registered for GST, you can claim a credit for the GST paid in the vehicle’s price with a tax invoice.

For business and personal use, you need to apportion GST credits based on usage and adjust later if the proportion of business use changes.

If the vehicle is a car, GST credits are limited to the luxury car tax threshold.

GST must be accounted for when disposing of a motor vehicle if it is a taxable sale.

Small businesses have the option to lease or buy vehicles for their operations. It is important to consult with a certified accountant to determine which option best suits the business’s financial situation and to understand the tax implications.

The hospitality and restaurant industry often requires significant investment in high-end kitchen equipment and front-of-house assets which can strain cash flow. From ovens, refrigerators, and stoves to tables, chairs, and point-of-sale systems, the cost of these necessary items can quickly add up. Businesses can utilise asset finance and equipment loans to alleviate this burden and enhance their customers’ experience. Such financing options can also improve efficiency, reduce wait times, and increase food quality, leading to a more profitable and sustainable business.

Oysterhub firmly believe that accessibility should not be a barrier for anyone, and our financing options are designed to help you overcome this challenge. Don’t let the cost of specialised vehicles and accessibility features hold your business back. By leveraging our financing options, you can invest in the necessary and specialised vehicles, such as wheelchair-accessible vans as well as accessibility features like ramps, lifts, specialised seating, and more.

Having the right tools and equipment not only enables tradies to provide quality services to their clients but also helps them stand out from their competitors. Investing in equipment and assets also enables tradies to provide quality services to their clients and build a solid foundation for long-term success.

Our experienced accountants can help you choose the right financing option that suits your unique construction business needs, whether it’s for purchasing heavy machinery, hand tools, or any other equipment required to take on your projects.

We understand the challenges that most trucking businesses face and know the importance of having reliable equipment to ensure the safe and efficient transport of goods.

Whether you need help managing your cash flow, obtaining financing for new equipment and assets, or navigating complex tax and regulatory requirements, our team will help you get there.

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Our team will look for the ideal equipment and asset finance

As a small business owner, you may face various financial challenges, such as limited cash flow, unexpected expenses, or difficulty accessing funds. One of the most significant advantages of working with our accountants is that we can help you get access to funds quickly and efficiently, even if you’re just starting up. We have the expertise to navigate the loan application process, determine your funding needs, and prepare your financial statements and business plan.

Asset finance can provide numerous advantages for small businesses, from spreading costs over time to releasing capital for use elsewhere in the business. With the right accountants on your team , you can take advantage of the numerous benefits of asset finance, including reduced upfront costs, simplified costs, potential asset depreciation benefits, and replacement guarantees.

The Benefits of working with a Finance Broker Who Understands Small Business

At Oyster Hub Finance, we are dedicated to helping small business owners find their pearls and make a meaningful impact on their families. Whether you need a short-term cash flow solution or financing for your dream home, our goal is to ensure that every financial decision you make leads to success.

Our team of lending experts is committed to providing personalized and convenient service, meeting you at a time and place that suits your needs. Let us be your guide through the process, empowering you to turn your financial goals into a vibrant reality. The world is your oyster, and with Oyster Hub Finance, you can discover the pearl that will transform your future.

Our finance brokers, well-versed in small business dynamics, possess comprehensive knowledge of self-employed business owners. With a thorough understanding of your unique circumstances, we delve deep into preparing you for your next property purchase, ensuring you’re well-equipped to make informed financial decisions. 

  1. Assessing Financial Needs: We start by understanding your financial requirements and objectives. Our experts will conduct a thorough evaluation of your business and financial statements to determine the amount of funding needed and the best loan options for your specific situation.

  2. Gathering Documentation: We guide you through the process of gathering all the necessary documentation for the loan application. This includes financial statements, tax returns, bank statements, business plans, and any other supporting documents required by the lenders.

  3. Preparing a Strong Application: Our team assists in preparing a strong loan application that highlights your business’s strengths, financial stability, and growth potential. We ensure that all the relevant information is presented in a clear and compelling manner to enhance your chances of approval.

  4. Connecting with Lenders: As experienced finance brokers, we have established relationships with a network of lenders specializing in small business loans. We connect you with the right lenders, matching your needs and increasing your chances of securing favourable loan terms.

  5. Managing the Process: We act as your advocate throughout the loan application process, liaising with lenders, providing necessary updates, and addressing any queries or concerns. Our goal is to make the process as smooth and efficient as possible, saving you time and reducing the stress associated with loan applications.

By following these steps, we help small business owners navigate the loan application process, ensuring that they present a strong case to lenders and improve their chances of obtaining the financing they need to grow and thrive.

BOOK A DISCOVERY CALL

At Oyster Hub, our finance brokers are supported by award-winning accountants, providing you with trustworthy advice you can rely on. When you choose our services, you can have confidence in the expertise and knowledge backing our finance professionals.

  • Unparalleled Expertise: Our finance brokers are supported by a team of award-winning accountants who bring extensive knowledge and expertise to the table. With their guidance, you can trust that your financial matters are in capable hands.
  • Trusted Advice: With the backing of our renowned accountants, our finance brokers offer advice you can rely on. We provide well-informed recommendations and strategies tailored to your specific financial goals and needs.
  • Comprehensive Financial Solutions: Our integrated approach combines the expertise of our finance brokers and accountants, allowing us to offer comprehensive financial solutions. From loan options to tax planning, we can help you navigate various aspects of your financial journey.
  • Proven Track Record: Our award-winning accountants and finance brokers have a proven track record of success. We have assisted numerous clients in achieving their financial objectives, and we are dedicated to helping you do the same.

Choose Oyster Hub as your finance broker, backed by our award-winning accountants, and experience the peace of mind that comes with receiving trusted advice and comprehensive financial solutions. 

 

Time-Saving Expertise: Our experienced finance brokers specialize in small business financing. By leveraging their expertise, you can save valuable time that would otherwise be spent researching loan options, gathering documentation, and navigating the complex application process.

Cost-Effective Solutions: We understand the financial challenges faced by small businesses. Our brokers work diligently to find cost-effective loan solutions that meet your specific needs. By accessing our extensive network of lenders, we can secure competitive interest rates and favorable loan terms, ultimately saving you money in the long run.

Streamlined Process: As your finance broker, we handle the entire loan application process on your behalf. From initial assessment to gathering documentation, preparing applications, and negotiating terms, we streamline the process, minimizing administrative burdens and allowing you to focus on running your business.

Access to Multiple Lenders: With our broad network of lenders, including those specializing in small business financing, we can connect you with a variety of loan options. This access increases your chances of finding the most suitable financing solution tailored to your unique business requirements.

Expert Guidance and Support: Our dedicated finance brokers provide personalized guidance and support throughout the entire process. We alleviate the stress and uncertainty by offering professional advice, addressing your concerns, and advocating for your best interests.

Choosing us as your small business finance broker allows you to save valuable time, money, and energy. Our expertise, cost-effective solutions, streamlined process, access to multiple lenders, and ongoing support ensure a smooth and efficient financing experience for your business.

BOOK A DISCOVERY CALL

SYDNEYS BEST EXPERTS

Why Should You Select Us as Your Accountants?

Our OysterHub accountants are available to provide your business with the accounting services and strategic direction it needs to grow while staying in compliance with tax laws.

Because all of our Sydney accountants are highly skilled experts with experience working with a number of business types, you can be sure that using our services will lead to the greatest outcomes. An accountant can help you with everything from dealing with the ATO to growing your business.

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Learn more about our Award Winning Service

Your business is a journey; create an impact and build a business that has a purpose to make a difference to your family, community, and yourself. We have put together everything you need to know about how we create an impact at Oyster Hub with ‘Your Journey with Oyster Hub Guide.’ Download the PDF and learn more about how you can create an impact in your business

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What People Love About Us

I have never found a more passionate finance broker than Vik and his team at Oysterhub. We were about to lose our house when our business took a down shift. Vik saved us from getting a finance deal approved when banks shut the door at us. It's great to work with people who actually care about people not just profits.

Joanne Sims NDIS Business Owner

I have never seen someone more passionate tax accountant than Adarsh about wanting to help people save time on their menial processes - makes me wonder the experiences in business he has gone through but I'm not complaining I am thankful for it. He is the only tax accountant who has helped me save an extra 8-10 hours per week on lazy accountant tasks and facilitate in enabling me to put these tasks to more productive areas.

David Smith Platinum's Electrical. Owner.